:root{--navy:#071a35;--navy2:#0c2850;--gold:#c9a24a;--ink:#172238;--muted:#657187;--line:#e8edf3;--soft:#f5f7fa;--white:#fff;--shadow:0 18px 45px rgba(7,26,53,.10);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{text-decoration:none;color:inherit}
.container{width:min(1180px,92%);margin:auto}.topbar{font-size:13px;background:var(--navy);color:#dce6f5;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:20px}.header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:25px}.logo{display:flex;align-items:center}.logo img{width:210px;max-height:58px}.menu{display:flex;align-items:center;gap:22px;font-size:14px;font-weight:600}.menu a:hover,.menu a.active{color:var(--gold)}.cta{background:var(--navy);color:#fff!important;padding:12px 18px;border-radius:9px}.mobile{display:none;border:0;background:none;font-size:26px}
.hero{position:relative;overflow:hidden;background:linear-gradient(110deg,rgba(7,26,53,.97),rgba(12,40,80,.91)),url("https://images.unsplash.com/photo-1451187580459-43490279c0fa?auto=format&fit=crop&w=1800&q=85") center/cover}.hero:after{content:"";position:absolute;inset:auto 0 0;height:4px;background:var(--gold)}.hero-inner{min-height:500px;display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:55px;color:#fff;padding:75px 0}.eyebrow{letter-spacing:.18em;text-transform:uppercase;font-size:12px;color:#e0c778;font-weight:800}.hero h1{font-size:clamp(38px,5vw,65px);line-height:1.04;margin:14px 0 20px}.hero p{font-size:18px;color:#dce6f5;max-width:700px}.hero-panel{border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);backdrop-filter:blur(8px);padding:30px;border-radius:20px}.hero-panel strong{font-size:20px}.hero-panel ul{margin:18px 0 0;padding-left:20px;color:#e4ebf6}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;padding:13px 20px;border-radius:9px;font-weight:700;border:1px solid rgba(255,255,255,.25)}.btn.primary{background:var(--gold);color:var(--navy);border-color:var(--gold)}.btn.light{color:#fff}
.section{padding:78px 0}.section.soft{background:var(--soft)}.kicker{text-transform:uppercase;letter-spacing:.16em;color:var(--gold);font-size:12px;font-weight:800}.section h2{font-size:38px;line-height:1.15;color:var(--navy);margin:10px 0 16px}.lead{font-size:18px;color:var(--muted);max-width:820px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:34px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 28px rgba(7,26,53,.05)}.card h3{color:var(--navy);margin:12px 0 8px}.card p{color:var(--muted);margin:0}.num{font-size:28px;color:var(--gold);font-weight:800}.split{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:center}.band{background:var(--navy);color:#fff;padding:50px 0}.band .container{display:flex;justify-content:space-between;align-items:center;gap:25px}.band h2{color:#fff;margin:0}.faq{border-top:1px solid var(--line);padding:20px 0}.faq strong{display:block;color:var(--navy);margin-bottom:6px}.footer{background:#06162e;color:#c9d4e5;padding:55px 0 25px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:35px}.footer h4{color:#fff;margin-top:0}.footer a{display:block;padding:5px 0;color:#c9d4e5}.footer .brand img{width:220px;margin-bottom:15px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:20px;font-size:13px;color:#9aa9bf}
@media(max-width:900px){.topbar{display:none}.menu{display:none}.mobile{display:block}.hero-inner,.split{grid-template-columns:1fr}.hero-inner{padding:60px 0}.grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.logo img{width:175px}.grid{grid-template-columns:1fr}.section{padding:58px 0}.section h2{font-size:31px}.band .container{flex-direction:column;align-items:flex-start}.hero h1{font-size:42px}}

.about-values{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:32px}.about-value{padding:26px;border:1px solid var(--line);border-radius:18px;background:#fff}.about-value h3{color:var(--navy);margin:8px 0}.about-value p{color:var(--muted);margin:0}.about-timeline{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:30px}.about-step{border-top:3px solid var(--gold);padding:22px 8px 0}.about-step strong{display:block;color:var(--navy);font-size:18px;margin-bottom:6px}.about-step span{color:var(--muted);font-size:14px}.about-note{border-left:4px solid var(--gold);padding:18px 22px;background:#fff;border-radius:0 14px 14px 0;box-shadow:0 8px 25px rgba(7,26,53,.05)}@media(max-width:900px){.about-values,.about-timeline{grid-template-columns:1fr 1fr}}@media(max-width:600px){.about-values,.about-timeline{grid-template-columns:1fr}}